We produce two reports for use when offsetting.

The Offset Report provides an objective adjustment to the pension values to allow for tax and/or the importance of cash to the two parties.  This is also known as discounting or allowing for the utility value of money.  This report, which combines actuarial methodology with cardinal utility theory, can be used with any type of pension, including money-purchase pensions.  It can be used with CETVs, CEBs, fund values and actuarial report values.  The report meets full Court Expert Witness requirements and costs just £200+VAT.

The Valuation Report provides an appropriate actuarial valuation for a final salary pension or a pension in payment.  Did you know that there are 6 reasons why a CETV is an inappropriate way to value a defined benefit pension for divorce, and 3 reasons why a CEB is inappropriate for pensions in payment?  It is also appropriate where the health of either party is worse than the average for their age.  The report meets full Court Expert Witness requirements and starts from £475+VAT.